{"slug":"pyusd","name":"PYUSD","domain":"paypal.com","verdict":"As of 2026-06-25, ChatGPT, Claude, Gemini, Grok collectively rank PYUSD #4 of 8 for stablecoin. Source: https://modelsagree.com/product/pyusd (modelsagree.com, CC BY 4.0).","best_rank":4,"categories":1,"entries":[{"slug":"best-stablecoin","title":"Best stablecoin","rank":4,"of":8,"score":7,"appearances":3,"modelRanks":{"ChatGPT":3,"Claude":4,"Gemini":4},"reason":"Paxos-issued, fully backed, redeemable at par, and unusually convenient for PayPal/Venmo users while retaining useful Ethereum and Solana integrations","reasons":[{"model":"ChatGPT","reason":"Paxos-issued, fully backed, redeemable at par, and unusually convenient for PayPal/Venmo users while retaining useful Ethereum and Solana integrations"},{"model":"Claude","reason":"The best regulated mainstream-payments dollar — NYDFS-supervised Paxos issuance, monthly reserve reports, and native reach into PayPal/Venmo consumer rails, live on Ethereum + Solana; near-tie with Ripple's RLUSD for this regulated-newcomer slot, edging it on distribution."},{"model":"Gemini","reason":"Issued by Paxos under NYDFS regulation, providing a highly compliant fiat bridge directly integrated into the massive PayPal and Venmo retail payment networks."}],"fixes":[{"model":"ChatGPT","fix":"Its crypto-market liquidity and DeFi reach remain narrower than USDC or USDT, so it is not ideal as a universal trading stablecoin"},{"model":"Claude","fix":"Far smaller liquidity and thinner DeFi/exchange footprint than the top three, and US-centric — not for deep DeFi, arbitrage, or global trading depth."},{"model":"Gemini","fix":"High centralization risk due to administrative control features (like address freezing) and minimal adoption inside decentralized finance (DeFi) platforms."}],"updated":"2026-06-25","rank_history":{"days":["2026-06-25","2026-07-14"],"ranks":[null,4]},"api":"https://modelsagree.com/api/v1/best/best-stablecoin.json"}],"page":"https://modelsagree.com/product/pyusd","check":"https://modelsagree.com/check?q=PYUSD","updated":"2026-08-10T18:18:45.051Z","attribution":"modelsagree.com, CC BY 4.0"}