{"slug":"sofi","name":"SoFi","domain":"sofi.com","verdict":"As of 2026-07-02, ChatGPT, Claude, Gemini collectively rank SoFi #2 of 12 for high-yield savings account. Source: https://modelsagree.com/product/sofi (modelsagree.com, CC BY 4.0).","best_rank":2,"categories":1,"entries":[{"slug":"best-high-yield-savings-account","title":"Best high-yield savings account","rank":2,"of":12,"score":6,"appearances":2,"modelRanks":{"Claude":4,"Gemini":2},"reason":"Provides up to 3.80% APY, no account fees, a comprehensive financial app, and up to $2M in FDIC insurance with no minimum balance.","reasons":[{"model":"Gemini","reason":"Provides up to 3.80% APY, no account fees, a comprehensive financial app, and up to $2M in FDIC insurance with no minimum balance."},{"model":"Claude","reason":"High APY when you set up direct deposit, combines checking + savings with no fees, up to $2M in FDIC coverage via partner-bank sweep, early paycheck access, and a strong all-in-one app with vaults and tools."}],"fixes":[{"model":"Claude","fix":"Stop gating the top APY behind a direct-deposit requirement so users who can't reroute their paycheck still earn the headline rate."},{"model":"Gemini","fix":"Remove the direct deposit or $5,000 monthly deposit requirement to unlock the highest interest rate tier."}],"updated":"2026-07-02","api":"https://modelsagree.com/api/v1/best/best-high-yield-savings-account.json"}],"page":"https://modelsagree.com/product/sofi","check":"https://modelsagree.com/check?q=SoFi","updated":"2026-08-10T18:18:45.051Z","attribution":"modelsagree.com, CC BY 4.0"}