{"slug":"turnkey","name":"Turnkey","domain":"turnkey.com","verdict":"As of 2026-08-09, Claude, Gemini collectively rank Turnkey #2 of 7 for mpc wallet infrastructure api for crypto operations teams (one of 4 leaderboards it appears on). Source: https://modelsagree.com/product/turnkey (modelsagree.com, CC BY 4.0).","best_rank":2,"categories":4,"entries":[{"slug":"best-mpc-wallet-infrastructure-api-for-crypto-operations-teams","title":"Best MPC wallet infrastructure API for crypto operations teams","rank":2,"of":7,"score":6,"appearances":2,"modelRanks":{"Claude":4,"Gemini":2},"reason":"Near-tie with Fireblocks for developer-driven operations teams due to its sub-second signing speed, low-latency API architecture backed by AWS Nitro Enclaves, and granular programmatic policy controls. (Assumes the team has developer resources to build custom operational workflows over raw API primitives.)","reasons":[{"model":"Gemini","reason":"Near-tie with Fireblocks for developer-driven operations teams due to its sub-second signing speed, low-latency API architecture backed by AWS Nitro Enclaves, and granular programmatic policy controls. (Assumes the team has developer resources to build custom operational workflows over raw API primitives.)"},{"model":"Claude","reason":"Fast, low-latency signing infrastructure with a clean policy/authorization model and secure-enclave + key-management design aimed at programmatic, high-throughput operations; excellent for teams building wallets/agents that need many keys and fine-grained policy without heavy custodial overhead."}],"fixes":[{"model":"Claude","fix":"More of a secure key-management/signing primitive than a full custody suite — thinner on compliance tooling, staking, and turnkey (pun aside) treasury/ops features, so you assemble more yourself."},{"model":"Gemini","fix":"Lacks a feature-rich out-of-the-box admin GUI dashboard, making it unsuitable for non-technical operations staff needing a zero-code operational portal."}],"updated":"2026-08-09","api":"https://modelsagree.com/api/v1/best/best-mpc-wallet-infrastructure-api-for-crypto-operations-teams.json"},{"slug":"best-embedded-wallet-custody-api-for-fintech-apps","title":"Best embedded wallet custody API for fintech apps","rank":3,"of":8,"score":12,"appearances":4,"modelRanks":{"ChatGPT":4,"Claude":1,"Gemini":2,"Grok":5},"reason":"Purpose-built key-management infrastructure (secure-enclave/TEE based) with a clean low-latency API, fine-grained policy engine, and sub-second signing at scale; it's non-custodial by architecture, which lets fintechs avoid becoming a custodian while keeping full control of UX — the strongest pure infrastructure play for teams that want wallets as a primitive, not a widget. Assumption shaping the rank: the typical practitioner is a fintech engineering team wanting programmatic control and compliance flexibility rather than a drop-in UI.","reasons":[{"model":"Claude","reason":"Purpose-built key-management infrastructure (secure-enclave/TEE based) with a clean low-latency API, fine-grained policy engine, and sub-second signing at scale; it's non-custodial by architecture, which lets fintechs avoid becoming a custodian while keeping full control of UX — the strongest pure infrastructure play for teams that want wallets as a primitive, not a widget. Assumption shaping the rank: the typical practitioner is a fintech engineering team wanting programmatic control and compliance flexibility rather than a drop-in UI."},{"model":"Gemini","reason":"Uses secure hardware enclaves (AWS Nitro Enclaves) instead of slow MPC networks to deliver sub-100ms signing latency and hardware-enforced policy rules, making it the top choice for automated backends and AI agents."},{"model":"ChatGPT","reason":"Fast, chain-flexible wallet creation, hardware-isolated key handling, cryptographically enforced policies, quorum approvals, verifiable enclave execution, and strong APIs provide exceptional control for teams prepared to own their custody design."},{"model":"Grok","reason":"Clean non-custodial/private key management API from Coinbase Custody alumni, strong for secure scalable embedded wallets with policies and automation across chains, practical for devs prioritizing control and simplicity."}],"fixes":[{"model":"ChatGPT","fix":"It is key-management infrastructure rather than a licensed custodian or full compliance-and-fiat stack, leaving substantial regulatory and operational work to the fintech."},{"model":"Claude","fix":"It's infrastructure only — no auth, onboarding UI, or fiat rails out of the box; you build the product layer (or pair it with an auth provider) yourself, and it is not a regulated custodian if you need one."},{"model":"Gemini","fix":"It provides only low-level cryptographic primitives and lacks built-in consumer authentication, passkey UI, or user-management layers."},{"model":"Grok","fix":"Less emphasis on full institutional custody/compliance breadth and payments network compared to top enterprise options."}],"updated":"2026-07-18","api":"https://modelsagree.com/api/v1/best/best-embedded-wallet-custody-api-for-fintech-apps.json"},{"slug":"best-web3-wallet-sdk","title":"Best web3 wallet SDK","rank":3,"of":10,"score":9,"appearances":3,"modelRanks":{"ChatGPT":3,"Claude":2,"Grok":4},"reason":"The infrastructure-grade choice — TEE-based key management with policy engine and sub-organization model, proven under extreme load as the signer beneath other wallet products and high-volume apps (Polymarket, Moonshot, Alchemy's smart wallets); best fit when you want full control of auth and UX with verifiable, non-custodial key security; ranked above the drop-in suites on merit for serious teams, nearly tied with Dynamic for the median developer","reasons":[{"model":"Claude","reason":"The infrastructure-grade choice — TEE-based key management with policy engine and sub-organization model, proven under extreme load as the signer beneath other wallet products and high-volume apps (Polymarket, Moonshot, Alchemy's smart wallets); best fit when you want full control of auth and UX with verifiable, non-custodial key security; ranked above the drop-in suites on merit for serious teams, nearly tied with Dynamic for the median developer"},{"model":"ChatGPT","reason":"Strongest security-first programmable wallet infrastructure, with fast enclave-backed signing, passkeys, flexible sub-organizations, fine-grained policy controls, key import/export, and APIs suited to both user and server wallets."},{"model":"Grok","reason":"Low-level, composable primitives with excellent security (MPC/policies), granular control for custom workflows, strong for teams building complex or compliant solutions, low-latency signing, flexible for developers who want primitives over high-level abstractions."}],"fixes":[{"model":"ChatGPT","fix":"It is lower-level than Privy or Dynamic, so teams must build more authentication, UI, recovery, and transaction experience themselves."},{"model":"Claude","fix":"It is primitives, not a product — no prebuilt login UI or auth stack, so small teams wanting a weekend integration should use Privy or Dynamic instead"}],"updated":"2026-07-15","rank_history":{"days":["2026-07-14","2026-07-15"],"ranks":[3,4]},"api":"https://modelsagree.com/api/v1/best/best-web3-wallet-sdk.json"},{"slug":"best-ai-agent-payments-infrastructure","title":"Best payments infrastructure for AI agents","rank":6,"of":10,"score":2,"appearances":1,"modelRanks":{"Claude":4},"reason":"The best raw wallet infrastructure layer for agents — TEE-secured key management with a fine-grained policy engine (spend limits, allowlisted destinations, human co-signing) that answers the hardest agent-payments question, \"how do I let an agent sign without letting it drain the wallet\"; widely used beneath trading and payments agents.","reasons":[{"model":"Claude","reason":"The best raw wallet infrastructure layer for agents — TEE-secured key management with a fine-grained policy engine (spend limits, allowlisted destinations, human co-signing) that answers the hardest agent-payments question, \"how do I let an agent sign without letting it drain the wallet\"; widely used beneath trading and payments agents."}],"fixes":[{"model":"Claude","fix":"Infrastructure, not payments — no merchant acceptance, cards, or checkout; you assemble the actual payment rails yourself."}],"updated":"2026-07-13","rank_history":{"days":["2026-07-11","2026-07-12","2026-07-13"],"ranks":[null,null,5]},"api":"https://modelsagree.com/api/v1/best/best-ai-agent-payments-infrastructure.json"}],"page":"https://modelsagree.com/product/turnkey","check":"https://modelsagree.com/check?q=Turnkey","updated":"2026-08-10T18:18:45.051Z","attribution":"modelsagree.com, CC BY 4.0"}