{"slug":"usdc","name":"USDC","domain":"usdc.com","verdict":"As of 2026-06-25, ChatGPT, Claude, Gemini, Grok collectively rank USDC first for stablecoin. Source: https://modelsagree.com/product/usdc (modelsagree.com, CC BY 4.0).","best_rank":1,"categories":1,"brief":{"category":"best-stablecoin","title":"Best stablecoin","rank":1,"of":8,"top":null,"day":"2026-07-16","why":[{"t":"transparent fully reserved backing","m":["ChatGPT","Claude","Gemini","Grok"],"q":"fully reserved in cash + short-dated Treasuries with monthly attestations"},{"t":"strong regulatory compliance","m":["Claude","Gemini","Grok"],"q":"strong regulatory compliance (MiCA, US frameworks)"},{"t":"broad multi-chain integration","m":["ChatGPT","Claude","Gemini"],"q":"seamless multi-chain interoperability via the Cross-Chain Transfer Protocol (CCTP)"},{"t":"safest choice for institutions","m":["ChatGPT","Claude","Gemini","Grok"],"q":"the safest choice for developers and institutions"}],"gap":[],"fix":[{"t":"address-freeze and blacklist capability","m":["ChatGPT","Claude","Grok"],"q":"Centralized issuer with address-freeze/blacklist capability"},{"t":"liquidity trails USDT","m":["Claude","Gemini","Grok"],"q":"offshore trading liquidity still trails USDT"}]},"entries":[{"slug":"best-stablecoin","title":"Best stablecoin","rank":1,"of":8,"score":20,"appearances":4,"modelRanks":{"ChatGPT":1,"Claude":1,"Gemini":1,"Grok":1},"reason":"Best overall balance of high-quality liquid reserves, frequent independent attestations, reliable one-dollar redemption, broad exchange/DeFi support, and multi-chain availability; assumes the typical user prioritizes transparency and dependable settlement over censorship resistance","reasons":[{"model":"ChatGPT","reason":"Best overall balance of high-quality liquid reserves, frequent independent attestations, reliable one-dollar redemption, broad exchange/DeFi support, and multi-chain availability; assumes the typical user prioritizes transparency and dependable settlement over censorship resistance"},{"model":"Claude","reason":"The strongest default for the typical holder/payer — fully reserved in cash + short-dated Treasuries with monthly attestations, public issuer (Circle), and compliant on both sides of the Atlantic (US GENIUS Act framework + EU MiCA), plus deep integration across exchanges, wallets, and CCTP-based cross-chain transfer; the safest, most transparent, most broadly usable dollar."},{"model":"Gemini","reason":"Unmatched regulatory compliance (fully MiCA-compliant and state-licensed), transparent backing (1:1 in cash and short-term Treasuries audited monthly), and seamless multi-chain interoperability via the Cross-Chain Transfer Protocol (CCTP) make it the safest choice for developers and institutions."},{"model":"Grok","reason":"Highest transparency with monthly Deloitte audits, strong regulatory compliance (MiCA, US frameworks), proven resilience, preferred by institutions and for regulated use cases; deep liquidity in Western/enterprise contexts. Assumption: typical practitioner values verifiable backing and lower counterparty risk over raw global trading volume."}],"fixes":[{"model":"ChatGPT","fix":"Circle can freeze addresses, so it is not for users needing permissionless, seizure-resistant money"},{"model":"Claude","fix":"Centralized issuer with address-freeze/blacklist capability and reserve exposure that briefly broke peg during the 2023 SVB failure — not for censorship-resistance seekers, and offshore trading liquidity still trails USDT."},{"model":"Gemini","fix":"Less prevalent than USDT in global emerging markets and peer-to-peer retail transactions."},{"model":"Grok","fix":"Smaller liquidity than USDT in some emerging markets/offshore exchanges; potential blacklisting/freeze risk as centralized issuer."}],"updated":"2026-06-25","rank_history":{"days":["2026-06-25","2026-07-14"],"ranks":[1,1]},"api":"https://modelsagree.com/api/v1/best/best-stablecoin.json"}],"page":"https://modelsagree.com/product/usdc","check":"https://modelsagree.com/check?q=USDC","updated":"2026-08-10T18:18:45.051Z","attribution":"modelsagree.com, CC BY 4.0"}