{"slug":"wells-fargo-active-cash","name":"Wells Fargo Active Cash","domain":"wellsfargo.com","verdict":"As of 2026-07-02, ChatGPT, Claude, Gemini collectively rank Wells Fargo Active Cash first for cashback credit card. Source: https://modelsagree.com/product/wells-fargo-active-cash (modelsagree.com, CC BY 4.0).","best_rank":1,"categories":1,"entries":[{"slug":"best-cashback-credit-card","title":"Best cashback credit card","rank":1,"of":7,"score":12,"appearances":3,"modelRanks":{"ChatGPT":1,"Claude":1,"Gemini":4},"reason":"Unlimited 2% cash rewards on purchases, no annual fee, simple one-card setup, useful intro APR and cell phone protection","reasons":[{"model":"ChatGPT","reason":"Unlimited 2% cash rewards on purchases, no annual fee, simple one-card setup, useful intro APR and cell phone protection"},{"model":"Claude","reason":"Flat unlimited 2% cash rewards on every purchase with no categories to track, no annual fee, and a strong intro APR plus sign-up bonus — the simplest high floor for any spender."},{"model":"Gemini","reason":"Provides a simple, high-value flat 2% cash back on all purchases with no categories to track, limits to worry about, or redemption thresholds."}],"fixes":[{"model":"ChatGPT","fix":"Add permanent bonus categories above 2% for groceries, dining, or gas"},{"model":"Claude","fix":"Add bonus categories or a 2.5%+ base rate to compete with tiered cards on top spend."},{"model":"Gemini","fix":"Remove the 3% foreign transaction fee to make it usable for international travel."}],"updated":"2026-07-02","api":"https://modelsagree.com/api/v1/best/best-cashback-credit-card.json"}],"page":"https://modelsagree.com/product/wells-fargo-active-cash","check":"https://modelsagree.com/check?q=Wells%20Fargo%20Active%20Cash","updated":"2026-08-10T18:18:45.051Z","attribution":"modelsagree.com, CC BY 4.0"}