Best online brokerage
3 models · updated 2026-07-07
The verdict
Fidelity leads — All 3 models rank Fidelity the top pick.
Combined ranking
- 1Fidelity—15 ptsGPT #1Claude #1Gemini #1
Best overall mix of $0 stock/ETF trades, strong research, fractional shares, retirement tools, customer support, cash management, and low-cost funds
To stay #1 Make its active-trading platform feel as fast and modern as Interactive Brokers or thinkorswim
- 2Charles Schwab—12 ptsGPT #2Claude #2Gemini #2
Huge product breadth, excellent education, strong service, branch support, thinkorswim, good research, and a polished all-in-one investing experience
To rank higher Raise default cash yields so idle cash is not a drag versus Fidelity and Interactive Brokers
- 3Interactive Brokers—9 ptsGPT #3Claude #3Gemini #3
Best for serious investors and active traders thanks to low margin rates, global market access, strong execution, advanced tools, and broad asset coverage
To rank higher Make the interface and onboarding simpler for normal long-term investors
- 4E*TRADE—5 ptsGPT #4Claude #5Gemini #4
Strong web and mobile platforms, Power ETRADE, good screeners, options tools, research, and a balanced experience for self-directed investors
To rank higher Become more price-competitive on margin, cash yield, and options costs
- 5Robinhood—3 ptsGPT —Claude #4Gemini #5
Best-in-class mobile UX, fractional shares, 24/5 trading, fast-growing ecosystem (IRA with match, Gold cash yield, crypto), and low-friction onboarding that made it the default for younger investors.
To rank higher Add real research, screeners, and breadth (mutual funds, bonds, broad international access) plus stronger customer support to graduate from beginner app to serious primary broker.
- 6Merrill Edge—1 ptsGPT #5Claude —Gemini —
Excellent Bank of America integration, Preferred Rewards benefits, solid research, $0 stock/ETF trades, and strong fit for existing BofA customers
To rank higher Modernize its trading tools and app experience to compete with Schwab and ETRADE
By model
ChatGPT
- 1.Fidelity
- 2.Charles Schwab
- 3.Interactive Brokers
- 4.E*TRADE
- 5.Merrill Edge
Claude
- 1.Fidelity
- 2.Charles Schwab
- 3.Interactive Brokers
- 4.Robinhood
- 5.E*TRADE
Gemini
- 1.Fidelity
- 2.Charles Schwab
- 3.Interactive Brokers
- 4.E*TRADE
- 5.Robinhood
Tracked by ModelsAgree · rank 1 = 5 pts … rank 5 = 1 pt · re-polled continuously