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Middesk

What ChatGPT, Claude, Gemini & Grok actually say · September 2026

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The verdict

Middesk appears in 1 AI-ranked category — best position #1 for kyb apis for onboarding small businesses.

Positioning brief — for the Middesk team

Why the models put Middesk at #1 for kyb apis for onboarding small businesses

  • direct Secretary of State registration data Claude · Gemini · Grok“direct Secretary of State registration data, IRS TIN matching”
  • purpose-built US KYB Claude · Gemini · Grok“Purpose-built US KYB”
  • high auto-approval rates Gemini · Grok“structured risk signals enabling high auto-approval rates (30%+ uplift reported)”
  • continuous monitoring Gemini · Grok“good standing checks, and continuous monitoring.”

What would move the rank — the models’ fix lines, unified

  • international coverage is shallow Claude · Gemini · Grok“US-centric — international coverage is shallow, so cross-border onboarding needs a second provider.”
  • lacks native consumer identity verification Gemini“lacks native consumer identity verification (KYC)”

Restructured from verbatim model output · nothing invented · every quote machine-verified

#1🏦 Best KYB APIs for onboarding small businesses3/3 models · updated 2026-08-11
Claude #1Gemini #1Grok #1

Purpose-built US KYB with direct Secretary of State registration data, IRS TIN matching, watchlist/adverse-media screening, and beneficial-ownership resolution; fast API, strong developer experience, and the de facto choice for fintechs onboarding US SMBs because it verifies thin-file small businesses better than generic identity vendors.

Gemini Unmatched depth and automation for US small business verification, offering direct integrations with all 50 Secretary of State offices and the IRS for automated TIN/EIN matching, good standing checks, and continuous monitoring. Assumes the primary onboarding footprint is US-based SMBs, achieving 70%+ instant approval rates with minimal manual review. Flagged near-tie with Sumsub for top rank, but edges it out for US-centric SMB onboarding efficiency.

Grok Deepest direct US Secretary of State + IRS TIN coverage with 100% registered-entity reach, 92% records refreshed within 10 days, structured risk signals enabling high auto-approval rates (30%+ uplift reported), and purpose-built KYB API that returns officers/status/liens ready for downstream decisioning; assumes typical small-business volume is heavily US-registered LLCs/S-corps where primary-source freshness and low exception rates matter most

Where Middesk falls short, per the models

  • Claude US-centric — international coverage is shallow, so cross-border onboarding needs a second provider.
  • Gemini Strictly limited to US business entities and lacks native consumer identity verification (KYC), making it unfit for platforms needing international SMB coverage or a single vendor for business and founder verification.
  • Grok Essentially US-only so it is not the right primary for cross-border or non-US entity mixes

Poll history — #1 in all 2 polls since Aug 3

#1 → #1

Top alternatives per the models: Sumsub · Persona · Alloy · Trulioo

Watch Middesk

Boards re-poll weekly and the models change their minds. One short email only when Middesk's standing moves — a rank change, a rival overtaking, or new reasoning from the models. Nothing otherwise.

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Middesk ranks #1 for best kyb apis for onboarding small businesses by AI-model consensus. Put the badge in your README, docs or site — it updates automatically as the models re-rank.

Middesk — ranked #1 for Best KYB APIs for onboarding small businesses by AI models on ModelsAgree
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Rankings are computed from what the models answer, re-polled on demand · raw reasoning shown verbatim · methodology